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Prepaid Debit Cards

everyday spend cards


Spend only what's on it. reload the card whenever you want. 

Use the CUMONEY® Everyday Spend Card anywhere Visa is accepted worldwide. It works just like a traditional debit card, but with more convenience and security. The Everyday Spend Card comes with an added benefit of Visa's Zero Liability Policy. 

You can manage your CUMONEY Everyday Spend Card by registering online at cumoney.com, downloading the CUMONEY Mobile App, or by contacting CUMONEY Customer Service at 833-729-2853.

You can add money to your Everyday Spend Card
  • At any Bayer HFCU branch
  • Online at cumoney.com
  • Download the CUMONEY Mobile App
  • Call CUMONEY Customer Service at 833-729-2853
  • At participating merchants in the Visa ReadyLinkNetwork. Search for merchants at cumoney.com 
If your card is lost or stolen, call CUMONEY Customer Service at 833-729-2853 to block your card, then contact Bayer HFCU to have it re-issued.



Message and data rates may apply. Check with your mobile carrier for details. Visa's Zero Liability covers U.S.-issued cards and does not apply to certain commercial card transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. There is a .50¢ fee to reload your card. Cardholder may be charged an additional Visa ReadyLink Fee, determined by the participating merchant. 
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Talk about convenience! Make purchases directly from your mobile device using Digital Wallet
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Locations & Info

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upcoming travels?

Help us protect you!
Call 1-800-272-6003 or mark your cards for travel using Card Controls in our mobile app.

NEED A Hand? we're here to help!

1-800.272.6003

Bayer Heritage Retirement and Investment Services

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Tell us where you want to go and we'll help you get there. Let's travel this path together to a better position with Retirement and Investment Services.
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